Money Quiz


Is it time for you to take control of your finances?
Before you can begin to improve your financial situation, you need to know where you stand.
Please answer Yes or No for each of the following questions:
1. Do you know your fixed monthly expenses?
2. Are you free from debt-collection calls?
3. Do you "pay yourself" by depositing money from each paycheck into a savings or investment account?
4. Do you know the total amount of debt you owe?
5. Do you make more than the minimum payment on your credit cards each month?
6. Do you carry a balance on fewer than 3 credit cards?
7. Do you use your credit cards only for major purchases?
8. Are your credit card balances comfortably within their limits?
9. Do you sleep well at night, knowing your paycheck will cover your outstanding bills?
10. Has it been at least 18 months since you've paid a late fee or an over-the-limit charge?