Debt-to-Income Calculator

Use the following formula to calculate your debt-to-income ratio.

Income Debts
Figure your gross monthly income
(the amount you earn before taxes)
Gross Income:
Mortgage or Rent:
Car Payment:
Credit Card 1:
(average monthly payment)
Credit Card 2:
(average monthly payment)
Credit Card 3:
(average monthly payment)
Credit Card 4:
(average monthly payment)
SRP Loans:
Child Support Payments:
Student Loans:
Payment garnishments or other debt:
Utilities:
Medical Health:
Food:
Entertainment:
Child Care: