You’re almost at the finish line now. But there’s still time to maximize your retirement savings. Here are some things to consider before taking the plunge:

• Increase your 401(k) contributions.
  This company-subsidized pre-/post-tax savings program is a smart way to sock money away with every paycheck. After age 50, increased contribution limits mean you're allowed to add up to $20,500 annually to your plan.
• Cut spending. 
  This tried-and-true method of accumulating wealth will never go out of style. Instead of buying that big-screen television or eating out every night, invest your newfound savings in an IRA. 
• Invest more aggressively.
   If you're comfortable taking risks, it may benefit you to invest more of your savings in stocks versus bonds. Typically at this age, experts advise a 60/40 stock/bond mix. But if you have a few years before retirement, you may consider investing 70 percent or more in high-yield stocks to rapidly boost the value of your portfolio. Again, this strategy is not for the risk-adverse, as your investments can lose money too. 
• Downsize and invest your net gains. 
  Your home may have appreciated greatly over the years, making your preretirement years the ideal time to sell it, buy something less expensive and move the net gain into your interest-earning retirement years. 

Click here for Tools, Links and Resources to help ensure you’re making the most of your investments in your 60s.